Category: Home Services

Thousands of Americans have improved their credit score — Here’s How…

Living a life drowned in bad credit can present a number of obstacles that do not make it easy to buy things such as your first home or a brand-new car. If leaves you wading in an ocean that never seems to end and no island to swim over to for ...

4 financial goals you need to meet by age 40

Depending on the way you look at things, turning 40 can be one of the best things in your life or one of the worst. In a glass half empty, turning 40 means you are now over halfway to death (considering the average life expectancy in America is 78). ...

Why don’t banks want homeowners to refinance?

Imagine this: the bank wanting to save you money. The reality is they are quick to take it, but very hesitant to work with you in sending it back in your direction. We get it, a bank is a business like any other money-making machine, but if you are ...

Transfer your debt to a card with 0% interest until 2020

You are not alone. According to recent data collected from Comet, 8 in 10 “baby boomers” have some form of debt and nearly the same ratio of “Gen Xers” are plagued by the same dilemma. And the debt owed is no minor amount. In fact, the average ...

Housing Assistance for Single Parents

There’s nothing easy about being a single parent.  Not only do you have to wear the hats of both mother and father, but you also have to work twice as hard to make up for the missing second income or childcare another parent would naturally ...

How to Pre-Approve Your Mortgage Faster

You don’t want to miss out on the house of your dreams because your mortgage is going through approval. The best way to secure the home that you crave is by getting pre-approved on your mortgage by a lender. Getting pre-approved can take a while, so ...

When Can You Claim an FHA Refund?

Did you know that the Federal Housing Administration(FHA) insured loan that you have may be refunded to you if you refinance your home within three years? Many homeowners are unaware that they can be saving lots of money by refinancing their homes. ...

Common Questions about Affordable Housing

Affordable housing can leave a lot of people confused and the topic brings about a lot of questions that people have. Finding the answers to these common questions can make finding affordable housing a little easier. What Is Affordable Housing? ...

What’s the “Good Neighbors Next Door” Program?

Everyone praises heroes, but all too often it is faint praise, unbacked by deed.  And while material reward, in speech or substance, clearly isn't that important to most police officers, fire fighters, emergency medical technicians, and teachers, it ...

Understanding and Applying for Housing Aid

What Is Housing Aid? Housing aid, or pubic housing assistance (PHA), is different federal programs that help with subsiding rents for low-income families and individuals. Different state and city public housing authorities administrate all these ...